Virginia, known as the Old Dominion, is a state where history, nature, and innovation converge. From the historic battlefields of the Civil War to the bustling corridors of Northern Virginia’s tech hub, the state offers a living experience that spans the spectrum of American heritage and progress. Virginia’s landscapes are equally diverse, featuring the majestic Blue Ridge Mountains, the serene Chesapeake Bay, and the vibrant beaches of the Atlantic coast. Cities like Richmond, Alexandria, and Charlottesville offer rich cultural experiences, while the suburban communities of Fairfax, Loudoun, and Prince William counties provide a blend of convenience and tranquility. Virginia’s appeal is further magnified by its commitment to education, community, and a high quality of life, making it an ideal place for those seeking a dynamic yet grounded living experience.
Dreaming of making Virginia your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Virginia’s unique real estate market. Whether you’re captivated by a historic home in a charming town, a modern residence in a thriving city, or a peaceful retreat in the countryside, we’re here to support your homeownership journey in Virginia.
Tailored Mortgage Solutions for Virginia’s Diverse Real Estate Landscape
Virginia’s real estate market reflects the state’s rich diversity, offering a range of properties from historic estates to contemporary urban dwellings. Our lending experts are committed to providing mortgage strategies that align with your aspirations for a home in Virginia.
- A wide selection of mortgage types for Virginia properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to embrace Virginia’s varied property landscape, helping you to find a home that suits your needs and dreams.
- Personalized mortgage plans that cater to your lifestyle in Virginia, whether you’re seeking the charm of rural living or the convenience of urban life.
- Expertise in Virginia’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Virginia, making homeownership more accessible in the Old Dominion.
Embrace the Virginia Lifestyle
Virginia offers more than a place to live; it’s a lifestyle enriched by the beauty of its landscapes, the depth of its history, and the warmth of its communities. From the vineyards of the Shenandoah Valley to the tech startups of Tysons, Virginia invites you to live a life full of exploration, innovation, and connection.
2024 VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ACCOMACK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALBEMARLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMELIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMHERST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| APPOMATTOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARLINGTON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| AUGUSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEDFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOTETOURT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRUNSWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMPBELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CRAIG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CULPEPER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DINWIDDIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FAUQUIER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FLOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLUVANNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOOCHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAYSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENSVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALIFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANOVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISLE OF WIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JAMES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING AND QUEEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING WILLIAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOUDOUN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LOUISA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUNENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MATHEWS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECKLENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NELSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOTTOWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PATRICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITTSYLVANIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWHATAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE EDWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE WILLIAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAPPAHANNOCK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKBRIDGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSSELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHENANDOAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOUTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPOTSYLVANIA COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| STAFFORD COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUSSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTMORELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYTHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDRIA CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BRISTOL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUENA VISTA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTESVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESAPEAKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLONIAL HEIGHTS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COVINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DANVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMPORIA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FALLS CHURCH CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FRANKLIN CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICKSBURG CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GALAX CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISONBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOPEWELL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYNCHBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANASSAS CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MANASSAS PARK CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARTINSVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWPORT NEWS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETERSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POQUOSON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PORTSMOUTH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RADFORD CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALEM CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STAUNTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VIRGINIA BEACH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNESBORO CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINCHESTER CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN VIRGINIA
Neighborhoods
Fort Hunt, Floris, Stone Ridge, Wyndham, Brambleton, Independent Hill, Linton Hall, South Run, B Elmont, Great Falls, Roanoke, Charlottesville, Upperville, Richmond, Oakwood, Mclean & Norfolk.
Zip Codes
24005, 22905, 20184, 24027, 22000, 23285, 22066, 23218, 22131, 20185, 24631, 22102, 22101, 23506 & 22024
Counties
Falls Church City, Loudoun County, Fairfax County, Arlington County, Stafford County, Prince William County, Fauquier County, Goochland County, James City County, Rappahannock County, Albemarle County, York County, Clarke County, Hanover County & Henrico County.